With consideration taken to higher claim rates of commercial vehicles insured by insurance companies, ChainwayTSP takes advantage of the technologies of telematics to collect vehicle driving behaviors and driving data, and by data exploration and analysis, to find the root causes of high risks in fleet so that management troubles can be solved from their sources, thus helping improve fleet risk management and finally reducing claim rates of insurance companies.
More Diversified Scoring ResultsCapable of offer scoring for any driving routes, any vehicles and any fleet.
More Differential Scoring MechanismSet up a scoring model and database for different models, and compare the scores of different classified vehicles horizontally.
More Scientific Drivers ScoringBased on data such as traffic violation, to offer drivers’ safety credit scoring, which benefits the restriction of drivers’ driving behaviors.
More Extensive Data DimensionsMulti-dimensional data sources are used to reflect the individual differences in driving behavior accurately.
Vehicle risk insurance data
Vehicle insurance claim data
Driving status data
Vehicle violation data
Basic vehicle information
Basic driver information
Driving behavior data
|Fleet||Driving mileage||Risk mileage||Price of unit risk mileage|
|Model||Total vehicle number||Price of unit risk mileage|
|Plate number||Driving mileage||Risk mileage||Price of unit risk mileage|
Statistical analysis of driving behavior to effectively control abnormal driving behaviors and avoid the occurrence of major accidents from their sources.
Monitor driver's driving behavior in real time and improve driver's driving habit by APP intelligent reminder.
To make in-depth analysis of causes of accidents, and to propose improvement actions; by analysis of driving data, to carry out safety education and training for drivers on a purposed basis so as to reduce bad driving behaviors. In-depth analysis of the cause of the accident and propose improvement measures;through the analysis of driving data, targeted safety education and driving training are carried out for drivers to reduce their bad driving behavior.
The beverage company’s fleet is mainly used for urban beverage distribution. The fleet owns Dongfeng, Naveco, Changan and other motor models. As the company lacked its safety management system, so there were constant fleet traffic accidents and increasingly high vehicle insurance claim payment rates. In 2016, an insurance company invited ChainwayTSP to carry out risk management via commercial telematics so as to reduce the claim rates of the insurance company.
ChainwayTSP intelligent vehicles terminals are applicable to various scenes to meet different service demands.